Net worth tracker
Crypto, banks, stocks, property and the debts behind them.
Lait brings it all together and makes sense of it for you.
Net Worth
0 €
+24,7% YTD
+914 accounts. One number.
Read-only · 0% fee · No sponsored products
Works with the accounts you already use
Statements from 40+ banks · 7 crypto chains · Binance, Coinbase, Kraken and 12 more exchanges · Stocks and ETFs · Property and loans
All your assets. One place.
How it works
Link your wallets, exchanges, bank accounts, and brokers, or upload a CSV statement for anything we don’t auto-connect yet. Read-only either way; we never move funds.
See your complete net worth, allocation, P&L, and real assets in one unified dashboard.
Net Worth
47.820 €
Ask about your whole financial picture and decide with the numbers in front of you.
"How much did I spend on restaurants last month?"
142 € across 9 payments, 12% below your 6-month average.
"What is my biggest position?"
VWCE, at 11.640 €: 10% of your net worth.
Features
Brokers, exchanges and wallets connect once and stay up to date; your bank accounts come in from a statement.
Portfolio
90.292,75 €
Interactive Brokers
31.845,62 €
MyInvestor
24.360,18 €
Revolut
8.420,35 €
Trade Republic
6.210,44 €
Ledger
5.932,10 €
Binance
4.118,70 €
BBVA
3.912,80 €
Coinbase
3.405,25 €
Phantom
2.087,31 €
Plain questions about your own portfolio and spending, answered with your numbers.
How much did I spend on restaurants last month?
142 € across 9 payments, 12% below your 6-month average.
What is my biggest position?
VWCE, at 11.640 €: 10% of your net worth.
Every buy and sell marked where it happened, with your average cost drawn across the price.
BTC75.203,36 €Drop in a bank statement and every expense lands in its category, so you see what each month really cost.
Spent in September
1.284 €
Beyond digital
Watches, vehicles, property and the debts that come with them, like a mortgage. Lait keeps their market value fresh and adds it all up into your true net worth.
Rolex Submariner
+44.9%
Bought
9.800 €
Current value
14.200 €
Home in Madrid
+16.8%
Bought
1.850.000 €
Current value
2.160.000 €
Audi A3 (2020)
-41.1%
Bought
28.000 €
Current value
16.500 €
Mortgage on the Madrid home
2.1%
Original
1.480.000 €
Remaining
1.180.000 €
One place for every asset class
Who it's for
DeFi wallets, CEX accounts, NFTs, and on-chain tracking. Finally see your full crypto picture in one place.
Stocks, ETFs, savings accounts, and bank balances. Track performance, dividends, and allocation.
AAPL
NVDA
VWCE
VOO
MSFT+ dividendsCrypto, stocks, real estate, vehicles. Your complete net worth across all asset classes in one dashboard.
NVDA
DeFi wallets, CEX accounts, NFTs, and on-chain tracking. Finally see your full crypto picture in one place.
Stocks, ETFs, savings accounts, and bank balances. Track performance, dividends, and allocation.
AAPLNVDAVWCEVOOMSFT+ dividendsPricing
Basic access costs nothing and never expires. Premium is a flat subscription: not a percentage of what you own.
Free
0 €
Start seeing your real net worth.
Premium
€5.00
/ month€59.99 / year · Save €35.89
7 days of Premium on every new account. No card, no auto-renewal.
Flat subscription. 0% of your assets. Your data is never sold and no product is ever pushed.
Security
Read-only connections
We never move your money
No data selling
Your data is not the product. Not now, not ever.
Nothing trains a model
Optional AI, PII stripped first, never used for training
European infrastructure
Data hosted in the EU
Encrypted at rest
AES-256 encryption
Team
Lait is designed, coded and run by its founder. What you see is what he uses every day for his own money.
Trader and data analyst. Built Lait because managing wealth across crypto, banks, stocks, property and debt shouldn't mean jumping between five different apps.
Previous experience
Helped businesses improve their product, automation and on-chain analysis before building Lait.
No 1% fees. No private banker. Your wealth, your data.
Request your invitation and be among the first to see your complete financial picture.
No card needed · Basic access is free
lait.finance is a personal finance and net worth app for investors in Europe and the US: all your assets and debts in one private dashboard.
It brings together crypto from 15 exchanges and self-custody wallets (MetaMask, Rabby, Phantom, Ledger, Trezor), stocks and ETFs, bank accounts, savings, real assets and liabilities.
Banks come in through bank statements by CSV or Excel from 40+ banks, plus card payments through an Apple Pay shortcut; direct Open Banking (PSD2) sync with 2,500+ European banks is coming. Stocks and ETFs through read-only broker sync through SnapTrade (Trade Republic, Interactive Brokers) on Premium; on Free, trade-history exports from DEGIRO, Interactive Brokers, Trade Republic, Scalable Capital, MyInvestor, eToro, Revolut or positions added by hand. Beside the portfolio: monthly budgeting with automatic categorization, a 60-day cashflow forecast, a Spanish tax estimate (income tax and wealth tax), property and vehicle valuations, and an AI advisor that reads your whole picture and cannot move money.
EUR and USD at live ECB rates. Every connection is read-only; data is encrypted with AES-256 and hosted in Frankfurt. Basic access is free with no card; Premium is a flat subscription with a 7-day trial.
